God Loves Humility

The speaker welcomes listeners to another episode of Sweet Millionaire Formula. They express gratitude for the audience tuning in and discuss the importance of building generational wealth through investments like stocks, real estate, and credit recovery. They emphasize the need to start early and provide resources to help listeners track their progress and set goals. The speaker also encourages daily prayer and reading of scriptures to strengthen faith and make right decisions. They highlight the importance of fixing personal credit before applying for business credit and recommend visiting Suite Millionaire Formula's website for credit recovery courses and resources. Welcome back, guys, to another episode of Sweet Millionaire Formula. How are y'all amazing people doing today, guys? I hope that you are doing everything that you set out to do for today, and I hope that your plans are prosperous. I know that you are dedicated to your dreams. I know that you're dedicated to your families, and I just want to thank you guys for tuning in today, because you could have been anywhere else. You could have been soaking up knowledge anywhere else in the world, but you're here with Sweet Millionaire Formula. Thank you guys for tuning in today. Quick, quick, quick things today that we want to just discuss and we want to continue to give you guys. The tools that you need when you listen to this podcast, hopefully that it enriches and nourishes your mindset and your life and your actions to yield you towards making the steps to open up generational wealth, which is consistent with stocks, real estate, investing, municipal bonds, what else, credit recovery, all of those things that make up your profile, your portfolio, your assets. We want to make sure that you guys have those steps to build up your generational wealth, and we want to make sure that you're facing generational wealth and knowing that it's not a scary process. It's not a scary thing, but it is a necessary and a right-now thing, and I think too many times we let 20 or 30 years pass when we should have been doing the work when we were 2 years old, and our parents should have been doing the work when they were 2 years old, and I think that we count ourselves out. We're like, oh, I don't even have time. I don't even have money. I don't even have, but when you start to take the list, we have free resources on 3 Millionaire Formula that give you guys trackers, that give you guys challenges. We give you guys tools that you can download, print, or do on your phone or do on your iPads that get you guys ready mentally to actually start to put towards and write down. When you write something down, you're more likely to accomplish it. Studies say that when you write something down, you're more likely to accomplish that thing that you write down versus just saying it or thinking it. I know for me, when I start praising the Lord and I start opening up my mouth and praising and worshiping him, that's when my faith increases. That's when my power is poured into my heart. That's when I make right decisions. That's when the clarity of my thought process is happening. When I open up the gates of my mouth, when I write down my scriptures on notecards and I read them back to myself, that's when my faith is intensified. And then I think it's when you do this daily, when you read daily, when you speak life into yourself daily, and honestly, daily, secondly, weekly, momently, whenever you feel like you need to calm down and talk to yourself and calm your spirit down so that you can talk and have prosperous thoughts, then do it, no matter how often it is, however often you need to pray. I say my motto is definitely pray daily, believe God daily, and pray often because prayer changes things. And I know that what separates the good from the great is that when you allow God to exalt you, when you humble yourself under his mighty hand and allow him to exalt you in due time, you're much more ready and you're much more sustained and you're much more equipped and full of the resources that you need to have around you. And I think that it's important that we seek ye first the kingdom of righteousness and let these things be added unto us because in our minds, we want it right now. I want to drive this nice car. I want to have this nice thing. So I'm going to swipe my credit card. And it's like you're swiping your credit card out of emotional spending to make up for an emotion, for a moment, for a feeling. And I think it's the moment where you have the discipline to not buy anything. We have the discipline to speak to yourself. We have the discipline to open up your Bible and see what God says about you buying. See what God says about that fear. See what God says about that sadness. It's a 100% return that when you open up the Word of God, the Bible, that those things that you were once worried about, if you cast your cares aside, God, he cares for you. And the Lord our God, he already sacrificed. He already overcame this world. The Lord our God, Jesus Christ, overcame death for us. If God be for me, who can be against me? If God be for me, whom shall I fear? No mountain, no valley, nothing can separate you from the love that God has for you. And I believe that that's important to believe. I believe that's important to say. Because we go out here and we'll spend our lives, and then when it's time to meet the Lord our God, and he asks us, well, what did you contribute? What return on my investment do I have with you? How can I use you in heaven? Because the things that you do on earth are not just for earth. That's why it says he has an abundance in store for you. He will supply for all your needs according to his riches and glory. If the heavens, our God, is riches, then we are only going to be a reflection of his kingdom. But if we never believe that we are coherent with the Lord our Savior, Jesus Christ, then we're never going to have the tenacity, the belief, the faith, the resilience to face giants. The Lord our God knows the weakness of your giants, knows the weakness of your enemies. He knows the weakness of your setbacks. The fact that he knows that and the fact that he can use that is the difference between you trying to go out here and exhaust yourself and do it all by your own. But when you allow God to equip you, when you humble yourself, when you deduce yourself, when you reduce yourself down to barely nothing and let God exalt you to him, hey, God, I don't have the mental capacity. I don't know how to navigate. Can you please, God, lead me and guide me and let me humble myself in all my ways to acknowledge you and trust you, dear God? Because when you open up your mouth and give him, give him that worship, you give him that confession, then that's where he can use and show you who he is. Because in our weakness, God's strength is made perfect. We have moments to get to weakness, and now we need God because it's fullness where he is, and he doesn't just apply one thing. He has a road map of doo-doo-doo-doo-doo people lined up. Once you confess and once you make a decision to follow him and believe him and read his word and live your life to serve him for his glory, that's when you open up the doors, and he opens up the windows, and he opens up the cracks, and he makes the way. You put the people in your path to say, hey, you know they're having a festival or a fair, and you end up going to the fair, and you meet, you run into somebody like, hey, you know what I do, such and such, such and such, take my number, da-da-da. But when you don't even try, then you reduce and subtract yourself from the life that God has for you. But I think that he's a calling God, he's an action God, he's a moving God. So the moment that you start to move, speak, act, and do as if it's already done, that's when it will start to come into fruition for you. So that's just the first few guys. I was just going on and on, but I love the fact that God is working in my life. He's doing things that are exceedingly abundantly above what I can actually think, and he's changing my heart for his glory, not for me. And I think when I abide in him and I abide in his ways, and the likeness of Christ is his ways, the likeness of Christ is the way of the God. And I think when I abide in his likeness, the likeness of Christ, that I have a much easier life, a much gentler heart beat, a much gentler mind and sleep and rest. When I'm sleeping sometimes, and I used to sleep at night, I would be exhausted in the morning because I was not getting rest. I was battling, and I was trying to take on things myself. I was up against neighbors. I was up against family. I was up against so many people, and I had to fight every single day to keep my mind, to keep my life, to keep my sanity, to keep my house, to keep my bills paid. So to be in an era where I'm generating generational wealth and nearly six figures a month, that is a difference between letting God exalt you and bring you out of all your mess and all your troubles versus you trying to exalt yourself and go out into the world and prove that you're somebody. You're nothing. Apart from God, we are nothing. So that's why I'm giving you guys this inspiration in these moments of clarity because it's necessary that if I have this platform and God has blessed me to be here, then I'm going to give you guys the same inspiration. So my topic for today was credit hacks and credit recovery and credit repair. Okay, so guys, contrary to belief, you have to fix your personal credit before you can apply for business credit. And it's not that you can't apply for business credit, but you want to put yourself in the best possible look, like your profile when you apply for business credit, even if they have to pull your – I know they don't always pull your personal credit, but in some cases I believe in the beginning they do pull your personal credit just to see what they're going to start to lend you. Companies like Granger, Quill, Staples, Office Max, those are some of those starter companies that give you those $500 limits, $300 limits, and they're giving you those limits because those are businesses that do small business. Their business is helping small business. So I think that when you are even starting to get small business credit for your small business that you have to – first you have to fix your personal credit. Go to www.SuiteManagerFormula.com and we have courses, webinars, e-books, and an online membership course where we can fix your credit for you. So go to www.SuiteManagerFormula.com, click credit recovery, and drop down tab and we have both resources available for you to fix your credit. But once you fix your personal credit, the next thing that you need to do is you need to have an EIN number, an LLC, a phone number, a website. And those are the key things that you would need to start your small business in a business bank account, of course. I would recommend NorthOne for checking accounts, business checking accounts, because NorthOne has the tools and the software that separates your personal expenses from your business expenses. And I think that starting off your business, you want to make sure that your personal is separate from your business. That's the beautiful thing about business credit is that it blossoms to one tier, to the next tier, to the next tier. Like it's going from, yeah, you have the Staples card and the Quill card, and then you can go to the Amazon cards, and then you can go to the Amex cards, and on and on and on. So once you're able to secure those credit cards, then you're able to take your business from making the $3,000 or $4,000 a month to making $50,000, $60,000 a month, $100,000 a month. And so you're seeing that return on your investment by making a – all by fixing your personal credit, you're able to maximize your benefit on your business credit, which gives you unlimited resources and unlimited cards. You can get up to 60-plus cards, and you don't always have to do everything under one LLC. I would have three LLCs. I would have four LLCs. Whatever you decide, if you're doing hair, if you're doing art, if you're doing podcasting, if you're doing merch, have a company that has different LLCs that you can max out your business credit access with those credit cards. You don't want to just limit yourself to – once you have access to business credit, you have full funding to take your business or your businesses and generate large amounts for your business and get trade lines and business loans. If you're able to manage your small business, your small business credit, your smaller cards, when you're first starting out, those staples, that OfficeMax, the Quill, there's a paydex score of 0 to 100. So if you have any 0 to 49, you're high risk. If you have a 50 to, I think, 69, you're medium risk. But if you have an 80 to 100 paydex score, then you're at low risk and you have the highest access to your fund, to multiple credit cards and credit funds to grow your business. So I want you guys to make sure that you are taking your personal credit seriously because the moment that you start to ignore your personal credit, there is a percentage out there that's in there, there's 79% that people have errors on their credit report. There's a 79% chance that you have errors on your credit report. And I believe that when you go, especially when you go to sleepmanorfund.com, credit recovery, we have the resources and the tools that you need to recover but to fully show you and to fully give you the resources that you need to take yourself from an impoverished and low lifestyle to being able to generate funds. And because even if you don't want to run your small business forever, you want to increase your streams of income, the only way that you can do that is if you start. And the place that you start is your personal credit. So I want to thank you guys for tuning in today. We went a little bit over in this episode because I was just pointing to you guys. But I just thank you guys for tuning in today, and I just hope and pray that you leave comments in the chat. What are your questions? I'm going to pose a question and challenge, like, how many things or how many errors once you print off your credit report? List in the comments how many errors that you found on your credit report, and we're going to talk about those on the next episode. So thank you guys. Leave your comments in the chat, and I will see you next week on Sleeping in Your Formula.