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The speaker discusses the importance of budgets for tracking finances and provides five steps to create one. The video is about personal finance and how to start a budget. Budgets are a great way to track your finance and in today's video, I'll be giving you five steps. I'll be giving you five steps you need to complete in order to ... Give you five steps you need to complete in order to create your budget. Now, let's dive in. Hey guys, my name is Kevin B. Welcome to my channel where we talk everything personal finance. In today's video, we'll be talking about budgets and how to start your budget today. How's that sound?