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Investing and managing money can be challenging, especially for the average American. Diversification is important to minimize risk, but it may not be feasible if you have limited resources. However, a new tool has been introduced to make investing easier. Investing in cycle stocks is risky. How can I devote full-time to managing my money? Anyway, I'll never be a professional with all this diversification. Can't put all your eggs in one basket, but what if you only got one egg? Hello? Well, that's rude. Sarah, wake up. You're not going to want to miss this. Before the introduction of this new tool, investing was very difficult for the average American. Cycle stocks are risky.