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The speaker believes they know a few things about the listener based on the fact that they are reading a book. They believe that the listener is not stupid and has made efforts to improve their financial situation by seeking advice from experts, consulting financial advisors and CPAs, and staying informed about economic trends. The listener is hardworking and takes pride in earning a good living for their family. They are not expecting a quick fix or relying on magical solutions. The speaker shares these traits and is not interested in fairy tale finance either. what I know about you. Pardon me for being bold, but if you've picked up this book, I think I know a few things about you. Things you and I have in common. You're not stupid. Your financial picture may not be as solid as you want it to be, but not because you didn't pay attention. You listened to the experts and you did what they told you to do. You probably consult a financial advisor, have a CPA do your taxes, and follow trends in the economy. Maybe you've educated yourself by reading books on personal finance or taking classes. You don't just rely on hearsay. You want the facts. Me too. You're not lazy. You work hard and earn every penny that comes your way. You're not looking for a free ride and wouldn't feel good if you got one. You're proud that by working hard and using your talents, you can earn a good living. You will do almost anything it takes to provide for your family and secure their future. Yep, me too. You're not looking for a magic bullet. Okay, it would be nice if there were some genie in a bottle to grant you the financial well-being you want. If you find one, feel free to give me a call. But you're not counting on it or even looking for it. I'm not into fairy tale finance either.