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Unyaga omcha litubales para wesicha. Uzibekele injongo ezifakalayo. Uzibekele injongo eziluluto. Ukutala, ukuzipele nisa nezi ndoezinja kwaje ulungelela nise injala zako zangapambili, zokusebe nsa imani. Ukenseki saikava elizileyo. Hii meko zoko kosho ziwama 2020, zibona kala ngache zizakuba nubuzaza kuna kunyaka ziwama 2019. Kunyanzi likiileke ukuba hii mali zako uzichonge nzulu ngeliso ilibukali. Ukuzimele ngu kwa sezimalini injongo ebuke kakakulu. Kota ba mbalo kakakulu abandu abaziyo ukuba. Bakali pina. Ukuba nendelela ezimbalo ezifanilekeleyo zokupata hii mali. Kuza kukuneta ukuba unyaka wako omcha ulungeselele impumelelo. Ukuza ukensekisa ukuba ukufezekisa injongo zako zezi zimali. Unokutatla inyalelo injongo ze smart gikamva elipinsekeleyo lezi zimali. Uku kuteta ukubeka injongo ezi lulushobu lulandelayo. Ezi zootwa specific. Ezi linganselekayo measurable. Ezi fezekayo achievable. Ezi fanileyo relevant. Ezi netosha ilimisweyo time bound.