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ḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏḏ� Businessman Frank McNamara Mahaki dinnerjavaloiduna bilpi bagi matam yawra ami. Adobu McNamara na mahaki wallet checkdorubu matam dadi,wallet adu yawrumdre. Mahak matam madu da ikaiba amadinu ngaytaba kaya faw ki. McNamara na mahaki nupiga paw faw naduna wallet adu mafamadu da thilalaki. McNamara business minded oiba miwayama oibana mangwanda credit card ki idea asi laki. Tha taruk nahirba matungda. McNamara na mahaki business partner amadimaru. Ralph Snyder gapunduna diners club kauba prithivi ki ihan hanba cardboard na saaba credit card asi semki. Diners club ki card paiba miway singna. Amerika ki tongan tongan ba restaurant singda. Paisage muhta card asi sija nabaya halame. Matam madu da diners club ki chahi ki oiba fee asi upachongane. McNamara ki diners club asi mi chani kaktang lerambada ki. 1950 da mi lising kun yawke. 1951 dana mi lising nimphu mari yawke. 1953 ki matamdana diners club ki card asi Amerika ki yumthong khudimak na khang bahorak lame. 1967 ki matamdagi di diners club ki card asi 130 countries ki restaurant singna payment method amo oina acceptorame. Matamgi matungina tongan tongan ba Amerika da laiba banking industry singna credit card sistem asibu tsawkhal hanki. Hairiba company sing adudi master card visa ama di American Express ne. 21st century ki oina. Country khudimak na khwaida ki hai na pawana sija naba credit card sistem asi. Visa ama di master card na peeba credit card sistem asibune. Maram asina prithivi da laiba bank ama na credit card issu toge hairabadi. Visa na traga master card hairiba company ani isi dagi. License lau daweyate. Credit card khudimak ki payment process su company sing asina panayi. India da su credit card ki concept asi 1961 dagi yorok lame. 1980s ki matamda India ki oiba ihan hanba credit card Central Bank of India na issu toge. India da credit card khwaida ki hai na issu towa company singdi. HDFC Bank,State Bank of India,Access Bank,Indus India Bank,ama di ICICI Bank ne. Karamba miwayi singna credit card paiweyabage. Bank ama na miwayi ama da credit card issu toge hairabadi.Rule ahum changi. Ahan bada miwayi adu chahi tarani pan su badabani. Ani su bada miwayi asi thagi income oina lising tara manga dagina gunmanga fawa tanba ngamba miwaya ma oiga dabani. Ahum su bada maha ki credit score ki level ki matungina credit card issu togoni. Credit score haiba asi kareeno. Bank tagi paisapuwa matamda matam kayam chana singba ngamba ke haiba adu ki level aduboni. Credit score ki chart asi da.Level asi 300 tagina 854 wale. 670 ki level matakta lairabadi afaba credit score ni hai na lonade. 630 ki level makada laikarabadi.Afaba credit score ni hai na lonade. Credit card matau karamna thabakta wage. Bank na miwaya amada credit card issu torwa matungda miwaya adu ki credit limit ama pilai. Credit limit haibadi credit card paiba miwaya ama na card adu ki matenga tha ama da 69 aba paisagi level aduboni. Credit limit asi income ki matungina miwaya amaga miwaya amaga kena hali. Credit card paiba ki kanaba asi kareeno. Credit card ekseptobu mafam sing haibadi online ama sung offline. Mafam sing asi dagi pochai level matamda credit point sing pange. Credit point sing asi kanaraba reward sing to antok paya hai. Reward sing adu di. Case bag. Flight traveling discount. Hotel stay discount. Grocery ama di electronic item discount. Cinema ama di sports ticket level matamda hong na pange li. Credit card paiba ki mangza ba asina kareeno. Credit card ama season aba haibasi. Bank tagi paisa poduna season abani. Maram asina credit card season aba asi bank tagi loan macha ama lawbaga mane. Credit card tagi season aruba paisa adu tha kudingi bank ta interest ka loanena singdaba yade. Credit card ki interest rate asi compound interest ta khole. Maram asina matang chana paisa sing houdrabadi. Numid kudingi singdaba paisa adu compounding thouduna. Acha uba singba ngamloidaba paisa ama olha lai. Kuina sanga singdrabadi miway adugi banking account kudingmokta legal action lokalakduna. Mipung khudimang na fangdari ba bank ki service sing asi. Fangdabagi awaba adu mayokna baiyai. Credit card dagi kamdau na bank singna paisa thanbage. Credit card amabu maintain thouduna thamdabagi damak chahi gi oina fee lawi. Card season abagi macha ponna hidden fee kaya ama sulawi. ATM dagi paisa singthopu matamda 2% dagina 5% kaya. Credit card ki interest rate yamna chawi. Chahi gi oina 30% fawaba compounda boyawi. Prithivi da khway dagi credit card season aba country asi Canada ne. Canada gi population 70% credit card season ne. Credit card yamna season aba atopa country sing di Iceland ama sung South Korea ne. India da credit card season abagi population asi 5% dagina 10% fawabane. Maya matangi video dasu kaana aba information sing pudhuna laksage. Like share ama di subscribe namba kawbiganu.