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Okay, so here, let me give you an example. So what, how are you going to answer when you are asked that the cells and cells have decided to concentrate on a particular area of our main excretory are dying? You only have that one. Are we clear? Got it. Okay. That one in this chapter? Okay, now word for word practically, yes. Got it. Now, if in you, okay, and you're supposed to know why are you supposed to know that there will be more tornadoes, correct? Are making their way. All right. So now we are going to chapter two. Is that right? All right, so chapter, chapter two. So this person is that wants to get her broker's license. Now, she has been licensed for at least three and a half years. So what does she have to do in order for her to get her real estate, her broker's license? So, what is the process that it takes? The 72 hour class. How much experience does she need? 24 months within the last five years. Correct? All right. That would be your answer. So, Frank, who reaches to get his broker's license and has his license for three years, now has a broker's license, which would be the correct fee level. And you say, it must take a 72 hour class and they must have been active for 24 months within the last five years. Very good. All right. That's two down. Here we go. On page 17, we also highlight 37 to line 40. Yes? All right. So, what is in need for that licensee who has had the broker's license and, however, continues to be employed by their brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage broker brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage broker brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage brokerage Alright, finally, there's a bunch of things you need to do, but one of the things that you do not need to have, and this of course is the second time around, do you need to be a U.S. citizen? No, I don't need to be a U.S. citizen. Alright, so now, this thing is just acting like a puppet, so we don't care. Now, if this is the second time around, on these grounds, regarding your application, and if you have a conviction, what is something you are required to declare on your previous criminal conviction? That's for your second time around. So, I'm going to make sure you guys know, every second now, if you can't, alright, if you don't pass, if someone doesn't pass tomorrow, you have to take it again. So, they can go online and take it. So, I want to make sure that you have that material. So, you can take this second time online? Yes. So, this is the plan. So, Dan, you have to take it again, alright? Alright, so Dan, this second time around, they require you to wait 30 days, giving you a chance to study 30 days. They give you a link, and you go online to do it. But, you can ask them, can I sit in the Zoom for the review? Are you clear? You can sit in the Zoom for a review, if you want to. Are you okay? And Dan, you can now become available to take it. Okay. Am I allowed to use my nose? No. But, no one is watching the sign. Are we good so far? Yes. So, I want to make sure that I'm recovering as easily as I can. Are we clear? We're good. Alright. Okay, so now, by the way, if you are selling stuff that you own, right? On stage, what must you do? You must disclose that you happen to have a life. Okay? Okay? So, you must disclose that you have a life. So, now, we are... If you're selling your own home. If you're selling your own home. Okay, now, page 42. Okay. Thank you so much. You are selling your own home. Okay. I'm just going to take a second to back up here. Okay. Okay, your application. If your application on page 22. If your application was denied by the TVPR. What would be correct? Alright. The TVPR is supposed to inform you in writing the reason why your application was denied. And they give you 21 days to request a formal hearing. Very good? Very good. Then, on page 22, you're getting this one for sure to mark. Okay. Alright. So, by the way, if you are working for a broker, that broker would be your employer. The law says you can only have one employer at a time. Correct? Okay. So, what would you, what would you say if there's this child's associate that works for an ABC Realty Monday through Friday and on the weekend XYZ Realty? Is that legal? Is that a violation? So, that's what you're going to do. That is a violation. Alright. Now, when it comes to your first renewal ever, Oh, no, no, wait. I'm developing. Sorry. On page 25, you're getting Mr. James on Sunday. It is tomorrow. Tomorrow. Alright. Um, an owner-developer hires a sales girl to sell properties that the owner-developer owns. So, what are the registration and license requirements of an owner-developer? Don't be depressed. You don't need one register. Because that's not our register. Because they're not licensed. Are you clear? Yeah. The title of your registration is, Deploying the ABC Realty and providing the street crowd with my information. Okay. Development developer, now being noted of hiring a sales girl. Are you clear? That's registration. It's a federal, state, or sporting event held every two years. No taxes. No fees. No, no. Because if you want to be a contractor, you need to experience the life of a contractor. If you want to experience how brokers work, you have to wait for a broker. Do you see why? If you work for an owner-developer, then how can you not experience what you've never worked for before? Okay. Now I'm getting to the reason why. All right. So now, there is a course you are required to take before your first expiration. This is on page 26. You will see this on the second one around. So, what is the grade period for that school? It's a medical school. Who did not teach their post-licensing class before the expiration of their license? No grade period. None. No grade period. Well, yeah, it's boys. But what is going to keep you boys? Then, the grade period is none. You're not being watched in the grade period. And the grade period is none. His license is boys. All right. Now, we are on page 28. Are you ready? Perfect. Okay. What is the term for a person who has given the power of attorney? The power of attorney. The power of attorney. Okay. Got it? You guys remember all this, right? Yes. You're sure, right? You don't need, like, any kind of pictures and reminders and stuff like that at all? We said we were smart. All right. It's mine. Pretend not to hear. Only one small person in the room has one. Hi. One spot. Okay, you're ready for chapter three. Good. We are in chapter three. Okay. So... Fred has no license. Fred has been acting like a showgirl, collecting commissions, arranging for transactions, and receiving the arts wishes to take action against him. They do all of these except for one thing. Can they even attempt to get him to desist, get administer a fine, get an injunction? No. No. No. No. No. No. No. No. No. No. No. No. No. No. No. So, the commission has three powers. But the chairperson acting alone has which power? Executive power. He's not in bed. And Debbie's powers are clear. The chairperson has executive power. Only pictures, no videos. Are they good? No. Executive power, yes? Yes. We highlighted that on page 38, line 49-50. 49-50? Chairperson, page 38. All right, so here goes the next one. Are you ready? Okay. This is for seconds and rounds. I have been found guilty of a violation of a linguistic commission. It's going to give me deep penalty for one of these. These in these choices are wrong. Reckon that as good. Discredited for 10 years, yes. License revocation, yes. A fine for $10,000 per offense. No. No. Fine for $10,000 per offense. Are we good? Yes. All right. Now, on your exam tomorrow. Okay. Okay. I have my first violation in the year 2023. It's an expression of 2025. But I did not complete my first license before the expiration. So what's my status? If you don't do your first license, your license is void. Are we good? Me too. So when is this in 1992? When is the second violation? 5,041,942,024. Are we good? Yes. Okay. I will now appear on page 43, second paragraph. So there is this company, they teach you real things. It's the brokers. They have your registration revoked by the threat. Okay. So that means what happens to all the license received under them? All is not automatically enacted. You would have a job, guys, if you worked for any kind of company in the past. And they shut it down. You would have a job. You bought millions of dollars. That is all we need to know for Chapter 3. Okay. Okay. So let me talk about Chapter 3 before we get started. These are the words that we usher in, as we, by faith, have been meeting in the young, golden world. I will put it in the literary, unto their face. So in Chapter 4, it is described by me, a type of relationship. A broker has a consumer member in his hand, and the broker hires other licensees to work on their behalf. This is someone who has a license to be supported. However, they tend their soldiers out to them. Do you follow? All right. Okay. Okay. When you work for a company, you represent that company. That company is hired by other people. Correct? All right. So, in a brokerage, we either represent only your interests, or we are allowed to represent you in a special way. It would be an honor to represent you in a contract. Do you guys understand that? If you only represent your interests, we are acting as an agent. When you get married, that person you marry only represents your interests. Are we clear? Are we clear? You're worth that. I've been in one, a thousand. Are we clear? So when you're dating, you can date other people. Transaction broker. Are we clear? Ask me some questions. Contracts are the same thing. Do you understand? If you're on a date, we are the proprietors of the restaurant, and then you go sit down, and we serve the food. Do you guys understand? All right. That's transaction broker. So, you guys understand what agency is? Why? Why? Why do you only represent one? Buyers and sellers hire the brokers. And the brokers, we represent them as agents, or we represent them as transaction brokers. Do you guys understand? All right. So, good. So, here we go. So, there are types of agents. A special agent, a.k.a. a single agent, is hired to perform one single act, meaning that the seller is hiring you to sell at one time. The buyer is hiring you to find that one time. It's called an act. So, on your exam tomorrow, you're going to be asked, there's four statements you know, only one of them is correct. And you are going to circle the one that says, a special agent is authorized to perform one single act. Are you good? Are you good? It's not usually a broker, it's always a freaking broker. Are you clear? All right. She needs to know that. Now, this broker, right, hired a sales kid. Giving that sales kid to do what? To work on his behalf. Now, I work on behalf of the cold, cold. Do you understand? Because the cold, cold holds you up to your shared duty, and so do I. Are we clear? Do not put it in words. A broker gave permission to one of his associates to deal directly with the broker, because he has principles to the broker. Do you understand? All right. All right. So which statement applies? If the broker is calling that person a principal, then the broker acts as an agent. Correct? And if the broker acts as an agent, so is the sales associate. Are we clear? All right. So there's two statements that both the broker and the sales associate all apply to the shared duty. Are we clear? Fine, everybody? All right. All right. So you're getting back for sure. You're getting it the first time. You're getting it the second time. You're getting it the third time. You're getting it the fourth time. So hopefully you got it the first time, but I want to make sure you have a chance for the second time around. Okay, so now let's talk about words that are used. So, I called you. You. I asked you if your property, if I could show your property to my principal. So if I ask you to let me show your property to my principal, then how am I representing that individual? I'm representing that individual. I'm representing that individual. I'm representing that individual. Do you guys understand? Is there anything here that you did not understand? Did I wish her nothing? If I have someone, my husband, then you know that I do what? How I represent that wife. Are we getting on? If I have someone, my principal, this is the contact you have with what? Are we clear so far? Gone everybody? Okay, so we got a good question. It describes an individual. He calls someone else. He has, in one show, his property, the one that belongs to what principal he is, to his principal. Are we clear? So then I represent this person as what? As a single agent. Do you guys understand? No. But that's right then and there. Are we clear or not? Okay. If I'm showing you a property, you are a buyer. Do you understand? Does that mean if you are a buyer and you hire a broker, they either represent you as a transaction broker or as a single agent. If you are, if we're representing you as a single agent, then we owe you, we need your agency. Are we clear? If I represent this seller, then I owe this seller his insurance. If I represent this seller as a member of the buyer, it will represent as a single agent. Do you guys understand? No. If we want to represent them both, we will represent them as a what? Transaction broker. What is a transaction broker? A buyer of limited representation. Are we clear? Okay. You see three other choices. Listen. An agent that works for both sides. No! A spouse cannot work for two wives. Are we clear? Do you understand? No! Do you understand? Okay. Okay. When we say agency, it can only be one person. When we say agency, it can only be one person. Do you understand? An agent is not a license. An agent is a person who holds a relationship. Do you guys understand? If I cause them a spouse, I owe them a fiduciary duty. Do you follow that? In the case of the shooter, which is supposed to testify against my spouse, am I required to do so? No! Because I represent my spouse. Are we clear? Do you understand? The goal for the office is my spouse. In our agency of attorney, I don't have to tell you why. Are we clear? I'm an agent. Are we clear? I'm an agent for my spouse. Are we clear? Alright. So, let me give you a quick answer. I work, I work, I work with, I'm a licensee and I work with this, I get this phone call. They say, Hi, this is Pauline Brown with EWC. I'm in front of a house and have your name and I'm sorry, I'm here with my Christie's house. Okay? Alright. So, from that statement, that fire, that fire, that licensee, is a thing that burns out of what? Because it's an equal agency. I request a little time. Okay. By the way, now that we're on that, what is a transaction broker? Limited representation. A provider of limited representation. You got it. Do you follow? I do. How much do you pay on that? A transaction broker is a provider of limited representation. A transaction broker is a provider of limited representation. I know that I'm saying, but I'm through. 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because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, because, So, we are on page 158. I'm going to show both of those words on page 98 and those words on page 924. Because both of those are the same thing. Are we good? So, here he asks, Which leads are identified correctly as general or specific? Are they probably as general? No, probably as specific. Are general facts, are general leads, um, voidedly? No, wasn't seen as voidedly. Specifically, constructively, voidedly. Is that correct? Yes. These are in red. The difference between this and what you see is construction. But when we did this, I told you to know that. Choose a choice that's a specific-minded construct. Correct? Yes, it is. He's told us it's a specific word right here. Are we good? Yes. You have four choices. One, two, three, four. One, the choice is this. General leads, property tax, special assessment. No. Property tax is not against everything. It only affects one property. Understand? Okay. General leads, generally, voidedly. No. Those two only affect one property. It's against everything. How about, as an answer, specifically, construction, voidedly. Is that an answer? Yes. Is it a true answer? Yes. To the love of God, humans, specifically for a specific reconstruction. Do you understand? Yes. Be. Okay? Be. That is a be. Okay, you three are confirmed. Are we good? Yes. Do you believe in anything? Yes. Do you believe in anything? Yes. Do you believe in anything? Yes. Do you believe in anything? Yes. It means mental exhaustion. Mental exhaustion. Yes. It means mental exhaustion. When a person sometimes is completely exhausted mentally, things that are right in front of them, they don't even notice it, like glasses on their head, or, Natalie, I'm going to have to call you back. I don't know where my phone is at. Don't tell me you guys haven't done that. Yes or no? We might not have done that. Am I correct? Yes. Every single one of us has done that. Keep listening. Alright. That is why I don't think anybody questions that I'm wearing a headband. I completely understand mental exhaustion. Besides that, I believe in two minutes we're going to take a break. One last question before we go. It's now 3 to 10. Did you get this one wrong? I'm pretty sure you did. Because I understand mental exhaustion. The turn that refers to the primary reference point of the meet and bound. Point of the meet. You got it. You all got it. What was the point of the meet? The point of the meet. Alright. And now, this is now. Oh my God. How many answers are in here and they give you a fraction and a fraction and a fraction and a fraction. What do you do? I take this story, I divide by the denominator. I divide by the denominator. I divide by the denominator. You understand? Okay. And then I insert the answer. And if I don't know, see. Are we clear? See. Alright. Hopefully you know, but if you don't, Alright guys. You know about the how many answers, correct? We've already discussed that. Oh yeah. You might have done it wrong. It's 40, it's 5 by 4, it's 5 by whatever it is. Alright. Now, on page 169. As you know, this is a township. This is how the sections are numbered. Right? So, what is a township? Which section is whose section What a bench. A tree. Okay. Okay. A squirrel crossed the street. She crossed into which township? Is it 7, 8, 11, or 12? 11. 8. 8. Yeah. Not this one. 5. 5. I just asked you. Which section is whose section What a bench. A bench. What a bench. A bench. A bench. A bench. Okay. A squirrel crossed over. Right? To what section? 8. 8. Okay. I'm sorry. I'm sorry. I'm sorry. To what section? 8. 8. 8. 8. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 25. 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What is a possible business that I'm investing in real estate? The answer is that tomorrow you choose which way you choose. The other one, the other one that you're going to get is a business that you're not going to invest in. It has to be three, three, three. The value, which concept of value pertains to the appraisal of a profitable business? Coincidence. The concept of value that pertains to appraisal of a profitable business is what? Coincidence. I don't see growing concerns about it. Only three words, right? There's two words. Got it? Okay. The word growing concerns is actually an accounting word. Okay. So, when Don says, oh, that's a growing concern, it means it's the business that's in business making money profitably for each woman. And in the olden times, when people from nowhere were popping up businesses, they would call back to the business when they returned. I wish not. I've watched old movies, so I've heard those weird words in the past. This is a show. It's a courage show, if you want to come out of it. Because that means it's happening. And then, when the character is shown a business, a moored ship, he says, that's a growing concern. Are we good? Are we good? All right. Now, chapter 18. We did this earlier. We did this earlier. We did this earlier. Say, now, this guy named Bill, well, Bill has a home that is stacked, and they give you a number. Okay. They give you a number. And the tax rate is, and they give you the full tax rate. And they need to break down city, county, school board. Are we clear? All right. All right. So, you have to count to eight. So, remember, you never get the greatest, and you never get the smallest. You try to get as bad as you can. Okay. And if not, you need another thing. All right. The one reaction function divided by the value equals the, right, for the. No, probably not. Probably not. This is, probably not. Chapter 18. Chapter 18. We did this earlier. Yeah, yeah, yeah. The whole stack. Bill one plus a mill, 0.002. Oh, yeah. Got it. The mill. Well, it's not 0.002. 0.002 is for the entire stack. No, no, no. I mean, the example they use is 0.00. Yeah, yeah. But you're going to take the city, county, school board. Yeah, yeah, yeah. You add them together. And you add it by a thousand. Because me and Brandon is one thousand. Yeah. All right. Okay. So, let me call on you. Drop that hand. But as a regular question, you're being asked about this individual. Let me get this. You're being asked about this individual who is buying property from a settler who has owned the property for a bunch of years. This is on page 346. And this person has filed for homestead for all those years. So, what happens when you have a homestead for many years, your property value does not go up no more than 2%. Everyone remember that? Yeah. Now, this person is buying it. Right? So, before he buys it, what you need to tell him, do not count on that person's property now. Right. Are you ready? Why? Because when you buy it, that homestead is removed, and then it will be reassessed based on the homestead. Perfect. Perfect. Exactly. Do you follow? Yeah. My parents bought this property in the 70s. Okay. They paid, like, close to $1,800 a year. Do you understand? That's because the value did not go up no more than, can you see it? Yeah. Yeah. And here is the floor. Here is close to what they paid for it in the 80s. Not to mention that the new homestead, this initial first homestead, the second one, this basic, the second, they're way above that age. And they have that income that's really low. So, they get the additional $55,000 over. They're really way over $55,000. Do you understand? So, if you bought a current house, it's actually way higher in the income. Do you understand? So, you can't count on that. That's why that's part of the deal. The son did not count on the marriage of his dad. Okay. This is another step that you need to know. That's page 349. Okay. So, what is a special assessment? So, it is a tax levy used to pay for a property. The special assessment is a tax to pay for a property. Are we good? So, the question is what is a special assessment? And when you look at page 349, that says it is a tax to pay for a property. Okay. And now, I'm a homeowner, and I received a property tax assessment for the year of date 2023. When did the property become delinquent? March. March. On what month? April 3rd. April 3rd. April 3rd. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. March. 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