Personal Finance 101 is a great place to start for anyone looking to manage their money effectively. Here are some key concepts to cover: 1. Budgeting: Track income and expenses to understand where your money goes. 2. 50/30/20 Rule: Allocate 50% towards necessities, 30% towards discretionary spending, and 20% towards saving and debt repayment. 3. Emergency Fund: Save 3-6 months' expenses for unexpected events. 4. Debt Management: Prioritize high-interest debt and pay it