The speaker is willing to help inexperienced people but wants to be compensated. They don't want their father to forgive debts and suggest making wiser financial choices. They are concerned about the current situation and plan to investigate further. Fine, I'll assist you amateurs, but I expect a cut. I'm not having my father waive your debts. Consider making better financial decisions. I don't like where this is heading. I don't know what's going on, but I'm gonna find out.