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The book speaks to people who are not stupid, have tried to be financially responsible by listening to experts, consulting advisors, and educating themselves. They are hardworking and take pride in earning a good living for their family. They are not looking for a quick fix or relying on fairytales. If you've picked up this book, I think I know a few things about you, things you and I have in common. You're not stupid. Your financial picture may not be as solid as you want it to be, but not because you didn't pay attention. You listened to the experts and did what they told you to do. You probably consult a financial advisor, have a CPA do your taxes, and follow trends in the economy. Maybe you've educated yourself by reading books on personal finance or taking classes. You don't just rely on hearsay, you want the facts. Me too. You're not lazy. You work hard and earn every penny that comes your way. You're not looking for a free ride and wouldn't feel good if you got one. You're proud that by working hard and using your talents, you can earn a good living. You will do almost anything it takes to provide for your family and secure their future. Yep, me too. You're not looking for a magic bullet. Okay. It would be nice if there was some genie in a bottle to grant you the financial well-being you want. If you find one, give me a call. But you're not counting on it, or even looking for it. I'm not into fairytale finance either.