CTips_REALTORS_TSHAC

Midtown Mortgage is offering two options for Texas realtors to enhance their client offerings. The first option is fixed-rate loans with down payment assistance, where clients can receive up to 4% of the loan amount as assistance towards their down payment. The second option is mortgage credit certificates, which provide a special tax credit for first-time home buyers. These options can help realtors close deals faster and make their listings more appealing. However, mortgage credit certificates are exclusive to first-time home buyers who have not owned a home in the previous three years. These options can set realtors apart and provide the best financing solutions for their clients. Howdy, Texas Realtors, and welcome to another Chad's Tips Podcast. I'm Chad Wisnak with Midtown Mortgage, and I'll be your host today. Today I'm excited to share a game-changing opportunity in collaboration with the Texas State Affordable Housing Corporation. We know that finding the right mortgage for your class can make all the difference in closing deals smoothly. Today I am thrilled to introduce you to two incredible options here at Midtown Mortgage, along with partnering with TSHAC, that can give you the leading edge. Let's talk about fixed-rate loans with down payment assistance. With this program, your class can receive up to 4% of the total loan amount as assistance towards their down payment. That's right, up to 4% that can significantly ease the financial burden of home ownership. Realtors, this is a win-win. You can offer a compelling financing option, making your listings more appealing and closing deals faster. I also wanted to talk about a second option, and that's mortgage credit certificates. This one is a valuable tool for your first-time buyer clients. Mortgage credit certificates provide a special tax credit that reduces your client's federal income taxes every year. It's a financial advantage that can help your clients comfortably enter the world of home ownership. Realtors, keep in mind that mortgage credit certificates are exclusive to first-time home buyers, and that can't be combined with the first option that I talked about. Now, I say first-time home buyers, but really, they cannot have purchased, they could not have owned a home prior to the previous three years. Having these options in your toolkit will set you apart as a realtor who goes the extra mile for their clients. So there you have it, Texas Realtors, two powerful options from Midtown Mortgage and T-Shack that can enhance your client offerings. So whether it's representing your buyers interested in fixed-rate loans with down payment assistance, or guiding first-time home buyers towards mortgage credit certificates, Midtown Mortgage is your partner in providing the best financing solutions. That wraps up this week's episode of Chad's Tips. If you want to learn more about these programs or discuss how they could benefit your clients, don't hesitate to reach out to me, Chad Wisnett, your trusted mortgage loan officer here at Midtown Mortgage. Have a great weekend.